Is Atlanta Wind Damage Covered By Homeowners Insurance?
Learn what to do when wind damage affects your Atlanta property!
Homeowner's insurance has policies that cover certain losses and doesn't cover other damages. It is essential to closely read every detail in an insurance policy to know what losses are covered and what is not. A homeowners insurance claim typically covers damage caused by wind. It further covers damage caused by hail, rain, or snow driven by wind that enters the property and causes damage due to wind. Additionally, homeowners insurance will cover damage caused by trees fallen due to wind.
Did wind damage recently affect your property?
There are few things to keep in mind when deciding what to do when your property gets affected by wind damage. Following are the factors to consider before taking any action:
- Intensity/severity of the damage.
- Time at which the damage took place
- The location of the property that got affected.
Restoring the property could be a complicated procedure but keeping the above factors in mind clarifies where to begin. The immediate response would be taking emergency action by securing the doors, windows, or any other entranceway to avoid further destruction to your property.
Secondly, pay attention to any water leaks inside the house. Avoid secondary damages by mitigating all water leaks early on. After mitigation, there may be a need to reconstruct the property partially or entirely; it depends on the severity of the wind damage. Wind damages require prompt action. The team at SERVPRO of Downtown Atlanta are known professionals at disaster restoration services. They are highly trained specialists that can cater to wind damages of all forms and sizes.
What is wind?
The wind is a motion of air and moves due to differences in air pressure. It could be a gentle breeze or a natural disaster such as tornadoes and hurricanes.
How does wind cause property damage?
The higher the wind speeds, the higher the chances are that restoration will occur. At times the wind storm can cause massive destruction, and it can worsen the situation if the wind storm contains rain. Water from the rain could exacerbate the problem by causing water damage to the interior of a property.
The damage caused by the wind depends on several factors, including speed. High-speed winds can cause severe damage to the structure of the property and the area surrounding it. It is common for Trees or their branches to fall on a property's roof and cause roof damage.
How to identify roof wind damage
Various factors help in the identification of roof damage caused by the wind. Some of them are as follows:
- Missing shingles: Appearing as unconcealed patches on the roof.
- Curling shingles: The roof's surface is most prone to undergo any damage caused by the wind. On these edges, the shingles start to peel off and begin deteriorating the roof's structure.
- Leakage in the roof: Seepage leads to discoloration of the roof
SERVPRO helps with insurance claims
The whole process of recovery following a wind storm can be highly daunting. Fortunately, the storm damage repair professionals at SERVPRO of Downtown Atlanta are preferred insurance vendors amongst the most reputable insurance companies. When you contact us, you will be at ease knowing that we will help you through the duration of your homeowner's insurance claim.
The IICRC certified professionals at SERVPRO know what to look for when there is property damage after high winds pass. They will inspect your property and roof to assess the severity and cause of damage due to storm, wind, or other factors. Then they will provide you with the adequate and necessary repairs needed for the overall estimated cost for restoration services. These details will provide you with sufficient information needed to help file for insurance claims and understand the policies applicable for repair.